Cash Offer Calculator
The same formula we use internally, in your hands. Estimate a realistic cash offer for your house and compare the net against listing with an agent.
Your Numbers
Estimated cash offer range
$185,000 – $215,000
Formula: 75–85% of after-repair value, minus repairs. Your actual offer depends on the market, the specific repairs, and local resale costs. This is the honest ballpark, not a promise.
Compare: listing with an agent
- Fix first, sell at full value (est. net)
- $230,300
- List as-is at a discount (est. net)
- $218,500
Listing nets subtract repairs (for the fix-first path), commission, ~2% seller closing costs, and 4 months of carrying costs. As-is listings typically sell at a deeper discount than the raw repair bill because buyers price in hassle and risk. Neither path includes the ~5% of sales that fall through and restart.
If the listing net is clearly higher and you have the time and cash to fund it, list the house. If the numbers are close, certainty and speed break the tie. Want the real version of the left column? Get your written offer . It's free and shows the actual math for your house.
Estimates are for comparison only and are not an offer, appraisal, or financial advice. Actual offers depend on property-specific inspection, comparable sales, and market conditions. Learn how the formula works in our guide to how cash buyers price houses.
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Ready for a no-obligation cash offer?
Tell us about your property and get a straightforward written offer. No repairs, no fees, no pressure to accept.