We Buy Houses in Texas
Texas gained more new residents than any state in the country, and it also runs the fastest foreclosure process, the biggest property-tax bills, and some of the friendliest probate shortcuts in America. Here's how selling a Texas house for cash actually works.
You'll work directly with Eric and Carson, the owners, not a call center.
The Two Texas Clocks Every Seller Should Know
The fast one, foreclosure. Texas's non-judicial process is the quickest in the nation: after a notice of default with its 20-day cure period, the sale needs only 21 days' notice for the next first-Tuesday auction. That's a legal minimum of about 41 days from default notice to the courthouse steps (Tex. Prop. Code 51.002), with no post-sale redemption for standard mortgages. Texas led the country in lender repossessions in early 2026, and Dallas and Houston posted some of the highest metro foreclosure-start counts anywhere (per ATTOM). If you're behind on a Texas mortgage, days matter in a way they don't elsewhere, start with the options guide today, because a two-to-three-week cash closing fits inside the Texas timeline only when it starts early.
The slow, grinding one, property taxes. Texas has no income tax and pays for it with property taxes among the nation's highest (~1.5% effective and over 2% combined in many cities). Every month you hold a house you don't want, the tax meter runs. At closing, the title company prorates and settles everything, including delinquent balances, which are among the most common problems we solve.
Texas Seller Quick Facts
| Foreclosure type | Non-judicial, minimum ~41 days from default notice; first-Tuesday auctions |
| Post-sale redemption | None for mortgage foreclosures (2 years for homestead tax foreclosures) |
| Disclosure | Seller's Disclosure Notice (Prop. Code 5.008); executors, foreclosure resales, co-owner transfers exempt |
| Transfer tax | None, flat county recording fees only |
| Closing custom | Title company/escrow state |
| Probate | Independent administration (~80% of estates); muniment of title can transfer a house in weeks |
| Property tax | ~1.49% effective, among the nation's highest; homestead exemptions soften primary residences |
Texas Rules That Work in Your Favor
No transfer tax at all
Texas charges no state or local real estate transfer tax; only flat county recording fees.
Title-company closings
Smooth, standardized escrow through title companies statewide.
The Seller's Disclosure Notice has generous exemptions
(Prop. Code 5.008(e)): estate executors and administrators, foreclosure-related transfers, co-owner and family transfers, and more. If you're a fiduciary or heir, your paperwork is lighter than a normal sale, though known defects should always be shared, which with us just makes the repair estimate accurate.
Probate is a Texas strength
Independent administration, minimal court supervision, handles ~80% of Texas estates, and muniment of title can transfer a house through a will in a matter of weeks when the estate has no unsecured debts. Few states move an inherited house to sellable status faster. See the inherited house guide.
Homestead protections are real
A $100,000 school-tax homestead exemption and a 10% annual appraisal cap soften the tax blow on your primary residence, but they don't follow you to inherited or investment property, which is exactly where the tax pain concentrates.
Situations We Handle Across Texas
- Pre-foreclosure sales: the defining Texas situation given the 41-day clock; Dallas and Houston post some of the nation's highest foreclosure-start counts, and early movers keep the equity.
- Inherited houses: muniment of title and independent administration make Texas estates the fastest to reach closing anywhere we buy.
- Tax-burdened property: the no-income-tax trade means holding costs bite hardest here; delinquent balances settle from proceeds at closing.
- Tenant-occupied rentals: leases and deposits transfer through the title company; Dallas's registration program hands off at closing.
- Storm- and flood-damaged houses: hail roofs in DFW, flood history in Houston; both are weekly underwriting for us, insurance-claim sequencing included.
What to Expect From Your Texas Offer
Every Texas offer itemizes the after-repair value from your neighborhood's comps, the repair estimate, and our margin, in writing. Your settlement side is as short as US real estate gets: payoffs, prorated property taxes, zero transfer tax, and the wire. We cover standard closing costs, title companies close statewide, and two to three weeks is typical once title clears, inside the foreclosure clock when the process starts promptly.
The Texas Market Right Now
DFW (8.5 million people, the nation's #1 numeric gainer and corporate-relocation champion) and Houston (7.9 million, the #1 single-year population gain in the country) anchor the state's growth; San Antonio adds steady military-and-medical demand at the most affordable big-metro prices in Texas. The 2026 picture is a normalization: Dallas County median ~$374K (down 2.9% YoY), Houston ~$340K (flat, on record-high inventory), San Antonio ~$265K (down 1.7%), per Redfin and HAR, mid-2026. Cooling list prices plus heavy inventory means retail buyers can skip imperfect houses entirely; direct sales exist for exactly those houses.
Where We Buy in Texas
- Dallas: Oak Cliff's bungalows to Pleasant Grove, plus the DFW suburbs
- Houston: Sharpstown's ranches, the Heights' bungalows, flood-history houses across Harris County
- San Antonio: East Side historics, Westside originals, military-timeline sales
- Statewide: Fort Worth, Austin, El Paso, Corpus Christi, the Valley, all 254 counties, any condition
One walkthrough, a written offer with the math shown, a title-company closing on your date: the same process everywhere. Texas's size means market conditions vary enormously between metros, so every offer is built from comps in your specific submarket. A cooling Dallas suburb and a steady San Antonio neighborhood get different numbers because they are different markets, and you'll see exactly which sales we used either way.
Frequently Asked Questions
I got a notice of default in Texas. How many days do I actually have?
Count forward: at least 20 days to cure from the notice of default, then at least 21 days' notice of sale, landing on a first Tuesday, roughly 41 days minimum, often a bit longer depending on where the calendar falls. Every one of those days is usable: call your servicer about loss mitigation and call us in the same afternoon. A signed contract and open escrow is the strongest postponement argument your lender can hear.
What is muniment of title, and does it apply to my inherited Texas house?
It's Texas's shortcut for estates with a valid will and no unsecured debts: the court admits the will as a title document itself, no executor, no administration, and the house can often be sellable within weeks. Your probate attorney confirms eligibility; when it fits, it's the fastest inherited-house path in any state we operate in, and we structure purchases around it regularly.
Do I still owe back property taxes if I sell to you?
They're paid out of your sale proceeds at closing, the title company obtains the exact county payoff, settles it, and you keep the remainder. That includes properties already in tax-suit status in many cases; the earlier you bring us the notices, the more cleanly title can be resolved.
Do you buy in Austin and the smaller Texas metros?
Yes, statewide, including Austin (where prices have corrected hardest among the big metros), Fort Worth, El Paso, Lubbock, Waco, and rural counties. Published city guides follow demand; our buying footprint is the whole state.
Nearby Areas We Buy In
Related Guides
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