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We Buy Houses in Arizona

Arizona has the lowest-friction selling framework in our footprint: transfer taxes are constitutionally banned, probate runs on informal filings, property taxes are among the nation's lightest, and Maricopa County keeps growing toward 5.2 million people.

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Eric Roebuck, Co-FounderCarson Whaley, Co-Founder

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Arizona Makes Selling Structurally Easy

Transfer tax: zero, forever

Arizona voters didn't just skip a transfer tax, they banned one constitutionally (Prop 100, 2008, passed with 77%). Only a small flat recording fee applies to any sale.

Escrow closings

Arizona sales run through title/escrow companies, a neutral third party holds funds and documents in every legitimate transaction, ours included.

Disclosure by common law, not form

No statute mandates a disclosure document; the duty comes from Hill v. Jones: disclose known material facts a buyer can't readily see. The realtor SPDS form is customary in listed sales; in a direct sale, a conversation and our own inspection do the same work, and with condition priced from the walkthrough, disclosure costs you nothing.

Property taxes ~0.42% effective

Among the four lowest states in the country. Carrying an Arizona house is cheap by national standards; the bigger vacancy risks here are insurance gaps and desert heat working on an empty structure.

Arizona Seller Quick Facts

Foreclosure type Non-judicial trustee's sale, no sooner than 91 days after notice records
Post-sale redemption None after a trustee's sale
Disclosure No statutory form; common-law duty (Hill v. Jones) + customary AAR SPDS
Transfer tax None, constitutionally banned (Prop 100, 2008)
Closing custom Title/escrow state
Probate Uniform Probate Code, informal probate standard; small-estate affidavits to $200K personal / $300K real property (2025 law)
Property tax ~0.42% effective, among the four lowest states

The Foreclosure Timeline: 91 Days, Then It's Over

Arizona forecloses by trustee's sale: once the notice of sale records, the auction can occur no sooner than 91 days later, and after the trustee's sale, there is no redemption; the owner's interest ends at the gavel. Three months is real time if you use it: loss-mitigation talks with the servicer, or a sale that closes in two to three weeks with the payoff cleared and your equity wired to you. Arizona's saving grace is equity, the state has one of the lowest foreclosure rates in the country, and most distressed owners here have enough cushion to sell before the auction rather than lose the house at it. Recent trustee-deed counts in Maricopa County have risen from historic lows, driven notably by over-leveraged 2022-vintage investors, if that's you, the exit math still works, and we'll show it to you plainly.

Probate: The UPC Advantage

Arizona is the only Uniform Probate Code state in our footprint, informal probate through the court registrar, usually no hearings, typically 6–12 months for uncontested estates. Better still, 2025 law raised the small-estate thresholds dramatically: real property up to $300,000 in net assessed value can now transfer by affidavit after a six-month wait (A.R.S. 14-3971), which covers a large share of Maricopa County's older housing stock without full probate at all. If you've inherited an Arizona house, the probate guide plus one conversation with the estate's attorney will usually reveal a faster path than you expected.

Landlords: One Rule That Actually Bites

Arizona requires every residential rental to be registered with the county assessor (A.R.S. § 33-1902), and out-of-state owners must designate an in-state statutory agent. Unregistered rentals technically "shall not be occupied," and cities layer fines on top. If you're a remote owner whose Phoenix-area rental has drifted out of compliance, or just out of patience, selling with tenants in place resolves the whole stack at one closing.

Situations We Handle Across Arizona

What to Expect From Your Arizona Offer

Every Arizona offer itemizes the after-repair value from your area's comps, the repair estimate, and our margin. Settlement is the country's cleanest: payoffs, prorated (low) taxes, zero transfer tax by constitutional command, and the wire from escrow. We cover standard closing costs, escrow companies close statewide, and two to three weeks is typical once title clears, a fraction of the 91-day trustee timeline when foreclosure is the driver.

The Arizona Market Right Now

Maricopa County is up 7.9% since 2020 to 4.79 million people, powered by the semiconductor build-out, TSMC's expanding campus, Intel's Chandler operations, $205B+ in announced investment, and a steady stream of corporate relocations. Home values have plateaued: metro Phoenix averages about $410,000, down ~2% year over year with inventory rising 15–20% (per Zillow/Redfin, mid-2026). Flat prices and patient buyers put condition-challenged houses at the back of the retail line; a written cash offer moves them to the front of a different one.

Where We Buy in Arizona

Frequently Asked Questions

Is there really no transfer tax when I sell in Arizona?

Really, Arizona's constitution prohibits real estate transfer taxes outright, so the only government charge at recording is a small flat fee. Your settlement statement will show payoffs, prorated property taxes, and essentially nothing else on the tax line.

The notice of trustee's sale just recorded on my house. What does the 91-day clock mean for me?

It means the auction can't legally happen for at least 91 days, a real planning window, not a countdown to panic. In that time you can pursue a loan workout, list the house if it's retail-ready, or close a cash sale two or three times over. What you can't do is wait: after the trustee's sale there's no redemption in Arizona. Start every conversation, servicer, counselor, us, this week.

My parent's Phoenix house is worth about $350K, does the $300K affidavit shortcut apply?

The threshold runs on assessed value net of liens, not market price, and Arizona assessed values sit well below market, so many $350K-market houses qualify. The estate's attorney checks the county's assessed figure minus any mortgage balance; if it fits, the affidavit route (six-month wait) skips probate entirely. Either way, we can hold a firm written offer while the legal path resolves.

Do you buy in Tucson and outside the Phoenix metro?

Yes, statewide, including Tucson, Yuma, Prescott, and the rural counties. Arizona's escrow process is identical everywhere; smaller markets just mean we lean more on local comps and occasionally partner with a vetted local buyer, always disclosed.

Nearby Areas We Buy In

Related Guides

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